D.K. Foreman – Personal Blog

Archive for November, 2014

The Time Is Now: Nita L. Johnson

by on Nov.25, 2014, under 2014 Prayer Journey, African-American Community, Revival In America

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The Time Is Now!

By: Nita (LaFond) Johnson

11/25/14

Dear Friends and Intercessors, “Let God Arise!”

Do not be dismayed, God is working! He has not let go of His plans and purposes for this nation! He has not reversed His decisions! He is right in the middle of what is going on today in our nation today! He is working His plans through to fulfillment!

Do not say in your heart, “God has turned away! God is not going to work as He said!” The fact is; He is working a mysterious and deeply unseen work. I saw this very moment in a prophetic revelation and have shared it from the platform.

The child; “The Black Community” would suffer a wrong discipline, one that was way out of proportion for the wrong committed. Yet, out of it, the child would arise and his gifts and talents would be greatly accentuated as a boast from God! I saw a civil war, but out of it came healing streams for the Nations.” I have shared these things from the pulpit and now they are upon us.

Years ago, a prophet saw, and I agreed with and shared his prophecy many times; Conflagrations took place in the cities, but then came revival! This can be a difficult to embrace, dear intercessors, I know. Yet, I have asked myself over and over, “Are we at the door of seeing this Word from the Lord fulfilled?”

What man meant for evil, God is going to work for good! The toxic issue is being drained out of the cancerous wound. I saw a boil. Then, a surgical knife was applied to open the boil and the poison began to drain out that the boil might be healed.

Can we not see that God is doing surgery in the heart of this Nation? Do not fear! Only stand! Stand! Do not grow discouraged, arise in faith and pray. God is working a strange and mighty work in our Nation today. It can be hard to see it when you are in the midst of the fear and the chaos; what man has meant for evil, God will work for good! If we allow Him to show us His plan, His heart, His goal for this hour, we can rejoice in His goodness!

As intercessors, it is our responsibility to pray for His mercy and wisdom to be fully implemented in this hour. Pray, for He will save our Nation in the midst of this present moment of chaos! The Elite will not win with their diabolical schemes because the intercessors come together and pray! Do not say in your hearts; we have failed and the enemy has won. For the Lord says; “you have won!”

Keep your eyes on the promise, God has already given us the victory, do not quit! Chaos cannot stand before faith. Having done all to stand, stand some more, stand until you see the victory of the Lord!

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Praying for Revival in America: Michael Brown Sr.’s Church Burned in Ferguson

by on Nov.25, 2014, under African-American Community, Revival In America

The Missouri church where Michael Brown’s father was baptized over the weekend was torched Monday night — but the pastor does not think the arson was part of the fiery violence that erupted elsewhere in the community.

The Rev. Carlton Lee told NBC News that he believes Flood Christian Church was targeted because he has repeatedly called for the arrest of Officer Darren Wilson, who fatally shot the unarmed teen but was not indicted by a grand jury.

“I’m very vocal in regards to the Michael Brown case,” said Lee, who has participated in rallies and press conferences with Michael Brown Sr.

The church went up in flames around the same time about a dozen other buildings were set ablaze in Ferguson by protesters angered by the grand jury’s decision, but it’s on a remote section of West Florissant Avenue where other structures were unscathed.

“The police called me and told me the church was on fire,” Lee said. “I was in complete disbelief. I didn’t think anyone would set a church on fire.

“I feel like one of my children has died. I put my blood, my sweat, my tears into this church, getting this church built from the ground up. To see that it was taken down in a few minutes is really heartbreaking.”

He said he told Michael Brown Sr. about the extensive damage on Tuesday afternoon. “He was just devastated again,” he said.

The pastor said he doubted the same people who were raging on the other end of West Florissant had burned his church. Instead, he said, he suspected white supremacists who wanted to punish him for his support of the Brown family, who had just been baptized there.

“Sunday, we do the baptism, Monday, the church is one fire. It just doesn’t add up,” he said.

He said Brown had pledged his help in repairing the damage.

“We rebuild,” Lee said. “We do not stop.”

The angel of the Lord came to me years ago and told me that if America did not change its attitude toward the African-American people, there were going to be fires all over this nation, particularly in ghetto areas. Right after that experience, within a month perhaps, before I could get his words published in my book, Prepare—the next thing you know, America was exploding as African-Americans were setting parts of cities on fire. Remember the fires in L.A.?

We must continue to keep praying and repenting of our treatment of the African-American people. We must ask God to intervene against the plans and purposes of the Elite. We want unity of heart and spirit, and one of the ways it’s going to happen is if African-Americans get saved. Only about five percent are saved. God is going to move in this nation in a mighty revival among the African-Americans. I’ve seen stadiums filled with African-Americans, and they are filled with people getting saved, healed, and filled with the Holy Ghost. I’ve seen it many times. God is not finished. He has to fulfill every promise He’s made to me because we are standing in the gap for this nation. Amen?” – Nita Johnson

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Get Your Financial House In Order: There Are More Payday Lenders in U.S. Than McDonald’s

by on Nov.25, 2014, under African-American Community, Endtimes, Financial, Hispanic Community, Leadership

Payday Lending

There are more payday lenders in the U.S. than McDonald’s or Starbucks, reflecting economic conditions in which fast money is even more important than fast food.

Payday lending, in which users pay a fee for what amounts to an advance on their paychecks, has blossomed over the past 20 years. There are now more than 20,000 across the country, according to the St. Louis Federal Reserve, while McDonald’s boasts 14,267 locations.

They’re used most often by people who lack access to ordinary credit—often those at or near the bottom of the economic spectrum, with nearly a quarter living on public assistance or retirement income.

While the loans can fill a need for fast cash, they also can become a way of life for users who end up paying effective annual percentage rates, or APRs, well in excess of 300 percent.

Consequently, they’ve attracted the attention of regulators, politicians and economists why worry about those left behind in a decidedly uneven economic recovery.

“A large number of Americans are literally living paycheck to paycheck. They’re one unplanned expense away from being in financial distress.”

“A large number of Americans are literally living paycheck to paycheck,” said Greg McBride, chief financial analyst at Bankrate.com. “They’re one unplanned expense away from being in financial distress.”

McBride cited some sobering statistics: Twenty-six percent of Americans have no emergency savings and 41 percent say their “top financial priority” is simply staying current with their expenses or getting caught up on their bills. This is occurring even as the financial headlines trump new stock market highs by the day and President Barack Obama’s administration touts the U.S. economic recovery.

“Americans that have assets have seen the value of those assets appreciate, but Americans who don’t have those assets, they’re not feeling the recovery in their pocketbooks, particularly at a time of stagnant income,” McBride said. “If you don’t have those things, and you haven’t seen a pay increase, then you’re no better off, you’re no wealthier.”

Finding Themselves Poorer

Those using payday loans, in fact, may find themselves poorer.

The mean, or typical, payday borrower makes $22,476 a year and paid $458 in fees. However, a quarter of those borrowers paid $781 or more in fees due to repeat usage, according to the Consumer Finance Protection Bureau, which is closely monitoring the approximately $50 billion industry and will likely put forward more regulation.

About 48 percent of borrowers had done 10 transactions in the CFPB’s time sample, and 14 percent had more than 20 transactions. The median borrowing amount was $350, for a 14-day term. Median fees for $15 per $100, which computes to an APR of 322 percent.

In all, consumers using payday loans were on the hook to their lenders for 199 days, or about 55 percent of the year.

“It appears these products may work for some consumers for whom an expense needs to be deferred for a short period of time. The key for the product to work as structured, however, is a sufficient cash flow which can be used to retire the debt within a short period of time,” the CFPB wrote in a 2013 report studying the payday proliferation.

“However, these products may become harmful for consumers when they are used to make up for chronic cash flow shortages,” the report continued. “We find that a sizable share of payday loan and deposit advance users conduct transactions on a long-term basis, suggesting that they are unable to fully repay the loan and pay other expenses without taking out a new loan shortly thereafter.”

A year ago this month the bureau began accepting consumer complaints and received thousands soon after, according to the St. Louis Fed, which in its own recent report cited the potential for payday loans to “become a financial burden for many consumers.”

Payday lending is allowed in 36 states, and fees are lowest in the states that regulate them.

Bankrate’s McBride cautioned, however, that excessive regulation could be problematic if it ends up denying cash-strapped consumers who can’t get conventional loans or credit cards access to emergency funds.

“That’s a double-edged sword,” he said. “In some ways it can benefit consumers but in some ways it can hurt consumers. Limitations on how often that borrowed amount can be rolled over could keep consumers from falling into a bottomless pit of debt. But there’s certainly a fine line. These services exist because the demand is so high. The reality is a lot of Americans need short-term credit.”

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In Memoriam: Rev Lee W. Lavergne (1933 – 2014)

by on Nov.24, 2014, under African-American Community, Leadership

In Memoriam: Lee W. Lavergne (1933 - 2014)

In Memoriam: Lee W. Lavergne (1933 – 2014)

This morning, I was on facebook and I heard the news through my cousins down in Houston that my uncle Rev. Lee W Lavergne passed away on Sunday Nov 23rd. Uncle Lee was another one of my mother’s brothers who served the Lord through the calling to the preaching of the gospel to those within the city of Houston, and served as senior pastor of his founding church, Brighter Hope Missionary Baptist Church.

What is so ironic abou his passing is that I happened to be on youtube last night listening to sermon message from Marv Rosenthal on the Pre Wrath Rapture. And he spoke about an elderly lady that wrote in after he had released his book in 1990 in regards to the passing of her husband, she said that she was very sad that her husband was not alive to see the “Blessed Hope” of the return of Christ and that her and her husband was anxiously waiting the return of Christ to Pre-rapture the church and the dead to heaven in his second return to the earth.

While listening to the message, Brother Rosenthal mentioned the passage that the Apostle Paul wrote to the Thessalonican church in 1 Thessalonians 4:13
“And now, dear brothers and sisters, we want you to know what will happen to the believers who have died so you will not grieve like people who have no hope.” Today while I was outside on my break at work I took a moment to reflect on 1 Thessalonians 4:13. I have seen people take death and loss very hard. I was one that took death and loss hard during my younger years of my life, but as I as grew in the Lord and started reading the beautiful letters that the Apostle Paul wrote to the churches he oversaw. He gave me the hope and the courage to know that even though my loved ones have gone on to be with the Lord, it wnt be long before we are reunited and rejoined with them in glory.

I remember when my Grandmother, Mary L. Lavergne had passed away back in 1999, and I remembering hearing the news from my mother who had just came back from a vacation trip with my father and brother and nephew to hear the news of her passing as well. I remember that I was at peace when I found the news even at the funeral and burial. My Grandmother lived a life to where she radiated the love of God in her life to others. I never forget that Christmas in ’98 when I went to see her in the funeral home (It was also the night Trevor pushed that nose on the ladybug massager and freaked out because he thought COPS was filiming him messing with a nursing home residence item) and I remember when my grandmother told me that she was praying for me, hoping that all was well for me in Baton Rouge. It was then at the tender age of 20, I would begin to understand the fullness of the impact that she made upon the family, the grandchildren, and the great-grandchildren and the young people who were blessed and forturnate enough to sit under her pearls of wisdom whether she was in Opelousas, or in Houston, TX.

Life is a precious and sacred gift, it is a blessing when you have the opporunity utilize the time that you have to spend with the family and friends that you have reminding them about the life and the heart of Christ that radiates within you. My uncle Lee lived to his true form. He was a lover of Jesus and a servant to preaching the gospel in due season and out of season. His skill and business reflected the goodness and love of the Kingdom of God.

I will never forget when his first wife Aunt Janie went home to be with the Lord in ’89. Uncle Lee soldiered on and got remarried to his second wife Barbara who would help my uncle continue his life and love and the legacy of the church that he leaves behind.

I remember last year when my Uncle Louis had passed away in Germany, and I reached out to him via a phone call that I made to him, we talked about family and he said that Aunt Barbara was doing good, and wanted to know what I was doing with my life, and I had mentioned to him about my two children and the how I had met my wife and we talked a bit about my son his great-nephew D’Andre. From that phone call I could feel the wonderful strength of the Lavigne-Lavergne family and the legacy that I am truly proud to have been born into through my mother and father.

If its one thing that I would have loved to have done before my uncle Lee’s passing, and that was to bring the next generation which was my son to Houston to meet his great-uncle, and to be able to experience a short brief moment of time of which my uncle could pass on stories and history of those who had gone on to be with the Lord and the roles they played whether it was a church deacon, or co-founder of a church, starting a church, and just having tha closeness and oneness with the Lord. I remember when my Aunt Shirley had passed away, and even though I was miles and miles away in Virginia, I realized that I needed to be home in Houston with my family to celebrate her life, legacy, and homegoing. It was my aunt and my uncle the Late O.C. Myles Sr. who quote the phrase after giving the benediction in their church of “All things are possible to them that believe, if you can believe, then you will receive”. That I received my wisdom and strength and knowledge to know that once you have God in your life there is no limit to what God can do for you. To my uncle Lee, enjoy the quick nap (No Pun intended) for very shortly, we will behold the glorious reunion in heaven away from the sins and evils of this old world we will all have to leave behind for our eternal destination.

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